Introduction
The Go Business Plus Holdings Ltd companies worldwide, its subsidiaries (including
MyBenefits Technologies Ltd), affiliates (collectively, "MyBenefits", "Company," "we,"
"us," or "our") recognize the importance of protecting the privacy of all consumers ("you"
or "user") who access and/or use, whether as a guest or a registered user, our
websites, or portions of our websites, including any content, functionality and services
offered on or through our websites, any webpages, our online or offline mobile
applications that run on smart phones, tablets and other devices which provide
dedicated non-browser-based interaction between you and our sites (all of which are
collectively called our "Sites").
This Privacy Policy will inform you as to how we look after your personal data when you
visit this and all of our Sites (regardless of where you visit it from) and tell you about
your privacy rights and how the law protects you.
1. IMPORTANT INFORMATION AND WHO WE ARE
PURPOSE OF THIS PRIVACY POLICY
This Privacy Policy aims to give you information on how the Company collects and
processes your personal data through your use of any of its Sites, including any data
you may provide through this Site when you register or sign in on any of our Sites,
purchase a product or service or take part in a competition.
It is important that you read this Privacy Policy together with any other privacy notice or
fair processing notice we may provide on specific occasions when we are collecting or
processing personal data about you so that you are fully aware of how and why we are
using your data. This Privacy Policy supplements these other notices and is not
intended to override them.
PERSONS UNDER AGE OF 13 YEARS
The Sites are not intended for children and we do not knowingly collect data relating to
children. Our Sites are not intended for use by persons under 13 years of age without
legal parental or guardian consent. No one under age 13 may provide any personal
information to or on our Sites without legal parental or guardian consent. We do not
knowingly collect personal information from persons under 13 if such information is
provided without legal parental or guardian consent. If you are under 13, do not use or
provide any information on our Sites, or on or through any of their features register on
the Sites, make any purchases through our Sites, use any of the interactive or public
comment features of our Sites or provide any information about yourself to us, including
your name, address, telephone number, e-mail address or any screen name or user
name you may use without legal parental or guardian consent. If we learn we have
collected or received personal information from a person under 13 without verification of
parental consent, we will delete that information. If you believe we might have any
information from or about a person under 13 for which there is no legal parental or
guardian consent, please contact us.
CONTROLLER
The Company is made up of different legal entities. This Privacy Policy is issued on
behalf of the Company so when we mention "Company", "MyBenefits", "we", "us" or
"our" in this Privacy Policy, we are referring to the relevant company responsible for
processing your data.
We have appointed a data protection officer ("DPO") who is responsible for overseeing
questions in relation to this Privacy Policy. If you have any questions about this Privacy
Policy, including any requests to exercise your legal rights, please contact the DPO
using the details set out below.
CONTACT DETAILS
Attention: Data Protection Officer
Email address: privacy@mybenefits.io
You have the right to make a complaint at any time to the relevant supervisory authority
for data protection issues. We would, however, appreciate the chance to deal with your
concerns before you approach the relevant supervisory authority so please contact us in
the first instance.
For any questions or comments relating to this Privacy Policy or the manner in which we
collect and use your personal data, please contact us.
CHANGES TO THE PRIVACY POLICY AND YOUR DUTY TO INFORM US OF
CHANGES
This version was last updated on 25 Feb 2020 and historic versions can be obtained by
contacting us.
It is important that the personal data we hold about you is accurate and current. Please
keep us informed if your personal data changes during your relationship with us.
REQUESTS MADE UNDER THE EU DATA PROTECTION LAW PRIOR TO 25 MAY
2018
The data protection law in the European Union ("EU") will change on 25 May 2018.
Although this Privacy Policy sets out most of your rights under the new laws applicable
to you if you are resident of a country where such laws apply, we may not yet be able to
respond to some of your requests (for example, a request for the transfer of your
personal data) until 25 May 2018 as we are still working towards getting our systems
ready for some of these changes. From 25 May 2018 onwards however any requests
made by you under the data protection law applicable to us where you reside will be
attended to by us in accordance with this Privacy Policy and the said data protection
law.
THIRD-PARTY LINKS
The Sites may include links to third-party websites, plug-ins and applications. Clicking
on those links or enabling those connections may allow third parties to collect or share
data about you. We do not control these third-party websites and are not responsible for
their privacy statements. When you leave our Sites, we encourage you to read the
privacy policy of every website or other site you visit.
2.THE DATA WE COLLECT ABOUT YOU
Personal data, or personal information, means any information about an individual from
which that person can be identified. It does not include data where the identity has been
removed (anonymous data).
Depending on which of our products and/or services you use and how you interact with
our Sites, we collect different kinds of information from or about you. We may collect,
use, store and transfer different kinds of personal data about you which we have
grouped together follows:
Identity Data includes first name, last name, as well as optional information for
gender, date of birth, work anniversary, and location.
Contact Data includes location, email address and/or optional telephone
numbers.
Transaction Data includes details about payments to and from you and other
details of products and services you have purchased from us.
Technical Data includes internet protocol (IP) address, your login data, browser
type and version, make and model (mobile phones only), operating system,
hardware version, platform, device settings and other technology identification on
the devices used to access our Sites, file and software names and types, device
identifiers, time zone setting and location, device locations such as through GPS,
Bluetooth or WiFi signals, browser plug-in types and versions, operating system
and platform, connection information such as the name of your mobile operator
or ISP, browser type, language and time zone, mobile phone number and IP
address. No credit card data will be stored in the app.
Profile Data includes your username and password, purchases or orders made
by you, your interests, preferences, feedback and survey responses.
Usage Data includes information about how you use our Sites, products and
services including redemption of our offers, how you use your devices to access
our Sites, including the screens you visit and searches you make.
Other Data includes:
photos or other data uploaded onto any of our Sites by you or shared with
other users of our Sites by you via our Sites;
communications with us via social media platforms, email, electronic
messages and other electronic and non-electronic communications;
third party partner information related to how you use our third party
partners, such as your reviews of our merchant partners or other service
providers.
your networks and connections made available to us, depending on the
permissions you have granted, from your mobile and desktop devices'
address book contacts, and other social media such as Facebook,
Instagram, Pinterest and Twitter.
Marketing and Communications Data includes your preferences in receiving
marketing from us and our third parties and your communication preferences
We also collect, use and share aggregated data such as statistical or demographic data
for any purpose. Aggregated Data may be derived from your personal data but is not
considered personal data in law as this data does not directly or indirectly reveal your
identity. For example, we may aggregate your Usage Data to calculate the percentage
of users accessing a specific Site feature. However, if we combine or connect
aggregated data with your personal data so that it can directly or indirectly identify you,
we treat the combined data as personal data which will be used in accordance with this
Privacy Policy.
We do not collect the following Special Categories of Personal Data: your philosophical
beliefs, sex life, sexual orientation, political opinions, trade union membership,
information about your health and genetic and biometric data. Nor do we collect any
information about criminal convictions and offences.
IF YOU FAIL TO PROVIDE PERSONAL DATA
Where we need to collect personal data by law, or under the terms of a contract we
have with you and you fail to provide that data when requested, we may not be able to
perform the contract we have or are trying to enter into with you (for example, to provide
you with goods or services). In this case, we may have to cancel a product or service
you have with us but we will notify you if this is the case at the time.
3. HOW IS YOUR PERSONAL DATA COLLECTED?
We use different methods to collect data from and about you including through:
Direct interactions. You may give us your Identity, and Contact by filling in forms
or by corresponding with us by post, phone, email or otherwise. This includes
personal data you provide when you:
apply for or purchase our products or services;
create an account or register on our Sites;
subscribe to our service or publications;
request marketing to be sent to you or further services to be provided to
you;
enter a competition, promotion or survey;
correspond with us (online or offline including via email addresses and
phone numbers), if you contact us;
post material on our Sites; or
give us some feedback.
You also may provide information to be published or displayed (hereinafter,
"posted") on public areas of our Sites or transmitted to other users of our Sites or
third parties (collectively, "User Contributions"). Your User Contributions are
posted on and transmitted to others at your own risk. Although we limit access to
certain pages, you may set certain privacy settings for such information by
logging into your account profile or by contacting us. Please be aware that no
security measures are perfect or impenetrable. Additionally, we cannot control
the actions of other users of our Sites with whom you may choose to share your
User Contributions. Therefore, we cannot and do not guarantee that your User
Contributions will not be viewed by unauthorized persons. Automated
technologies or interactions. As you interact with our Sites, we may automatically
collect Technical Data about your equipment, browsing actions and patterns. We
collect this personal data by using cookies, server logs, web beacons, and other
similar technologies. We may also receive Technical Data about you if you visit
other Sites employing our cookies.
Cookies: We automatically capture some information through the use of
cookies. A cookie is a small file that is placed onto your desktop or mobile
device when you visit our Sites in order to enable certain features and
functionality of our Sites. Our cookies can be categorized into four types,
each of which is outlined below. Users will be informed via pop-up at login.
Category 1: Strictly necessary cookies. These cookies are essential
for enabling our Sites to provide certain of your requested services
such as retaining your shopping bag items.
Category 2: Performance cookies. Performance cookies collect
anonymous information on the users of our Sites to enable us to
improve the operation of our Sites. For example, we utilise cookies
to help us understand how customers arrive at and browse or use
our Sites, and highlight improvement areas such as navigation,
shopping experience and marketing. The data stored by these
cookies does not include personal details from which an individual's
identity can be established.
Category 3: Functionality cookies. These cookies retain choices
you make such as member ID, email ID and other preferences in
order to help you avoid having to re-enter the information as you
navigate through our Sites, including the shopping cart.
Category 4: Targeting or advertising cookies. These cookies collect
information about your browsing habits to allow us to provide
advertising relevant to you and your interests. The cookies retain
information about the websites you have visited. This information is
shared with other parties such as advertisers on an anonymous
basis. Your personally identifiable information such as your name
and address is not shared with such third parties. For example, we
use third party companies to provide you with more personalised
advertisements when you visit certain third party websites.
Web beacons: Pages of our Sites and our e-mails may contain small
electronic files known as web beacons (also referred to as clear gifs, pixel
tags and single-pixel gifs) that permit the Company, for example, to count
users who have visited those pages or opened an e-mail and collect other
related website and app statistics (for example, recording the popularity of
certain app content and verifying system and server integrity).
We do not collect personal information automatically, but we may tie this
information to personal information about you that we collect from other
sources or you provide to us.Log files: We may use log files to capture
your activities on our apps as they interact with our Sites. Information
captured in such log files may include the types of content you view or
engage with and the frequency or duration of your activities.
Third parties or publicly available sources. We may receive personal data about
you from various third parties and public sources as set out below:
Technical Data from the following parties:
analytics providers based either inside or outside the EU;
advertising networks based either inside or outside the EU;
search information providers based either inside or outside the EU;
or
third parties we contract with and/or their subsidiaries and affiliates
to provide you a service based either inside or outside the EU
Contact, Financial and Transaction Data from providers of technical,
payment and delivery services based either inside or outside the EU.
Identity and Contact Data from data brokers or aggregators based either
inside or outside the EU.
Identity and Contact Data from publicly available sources based either
inside or outside the EU.
4.HOW WE USE YOUR PERSONAL DATA
We will only use your personal data when the law allows us to. Most commonly, we will
use your personal data in the following circumstances:
Where we need to perform the contract we are about to enter into or have
entered into with you.
Where we need to perform a contract we have with a third party to provide you a
product or service.
Where it is necessary for our legitimate interests (or those of a third party) and
your interests and fundamental rights do not override those interests.
Where we need to comply with a legal or regulatory obligation.
Generally, we do not rely on consent as a legal basis for processing your personal data
other than in relation to sending third party direct marketing communications to you via
email, text message or other means. You have the right to withdraw consent to
marketing at any time by contacting us.
PURPOSES FOR WHICH WE WILL USE YOUR PERSONAL DATA
We have set out below, in a table format, a description of all the ways we plan to use
your personal data, and which of the legal bases we rely on to do so. We have also
identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful ground
depending on the specific purpose for which we are using your data. Please contact us.
if you need details about the specific legal ground we are relying on to process your
personal data where more than one ground has been set out in the table below.
Purpose/Activity
Type of data
Lawful basis for processing
including basis of legitimate interest
To register you as a new
customer/user
(a) Identity
(b) Contact
(c) Profile
1. Performance of a contract
with you
(b) Necessary to comply with a legal
obligation
To manage our relationship with you
which will include:
(a) Notifying you about changes to
our terms or privacy policy
(b) Asking you to leave a review or
take a survey
(c) communicate with you about our
products and services and respond
to you when you contact us
(a) Identity
(b) Contact
(c) Profile
(d) Marketing and Communications
(a) Performance of a contract with
you
(b) Necessary to comply with a legal
obligation
(c) Necessary for our legitimate
interests (to keep our records
updated and to study how
customers use our
products/services)
To enable you to partake in a prize
draw, competition or complete a
survey
(a) Identity
(b) Contact
(c) Profile
(d) Usage
(e) Marketing and Communications
(a) Performance of a contract with
you
(b) Necessary for our legitimate
interests (to study how customers
use our products/services, to
develop them and grow our
business)
To administer and protect our
business and the Sites (including
troubleshooting, improvement, data
analysis, testing, system
maintenance, security, support,
reporting and hosting of data)
(a) Identity
(b) Contact
(c) Technical
(a) Necessary for our legitimate
interests (for running our business,
provision of administration and IT
services, network security, to
prevent fraud and in the context of a
business reorganisation or group
restructuring exercise)
(b) Necessary to comply with a legal
obligation
To deliver relevant Site content and
advertisements to you and measure
or understand the effectiveness of
the advertising we serve to you
(a) Identity
(b) Contact
(c) Profile
(d) Usage
(e) Marketing and Communications
(f) Technical
Necessary for our legitimate
interests (to study how customers
use our products/services, to
develop them, to grow our business
and to inform our marketing
strategy)
To deliver better and more
personalised Site content so that
you have a beneficial and valuable
experience when using our Sites,
products and/or services
(a) Identity
(b) Contact
(c) Profile
(d) Usage
(e) Marketing and Communications
(f) Technical
(a) Performance of a contract with
you
To enable you to utilize a feature of
a product or service provided to you.
1. Identity
2. Contact
3. Profile
(a) Performance of a contract with
you
To use data analytics to improve our
Sites, products/services, marketing,
customer relationships and
experiences
(a) Identity
(b) Technical
(c) Usage
(d) Transaction
(a) Necessary for our legitimate
interests (to define types of
customers for our products and
services, to keep our Sites updated
and relevant, to develop our
business and to inform our
marketing strategy)
(b) Necessary to comply with a legal
obligation
To make suggestions and
recommendations to you about
goods or services that may be of
interest to you
(a) Identity
(b) Contact
(c) Technical
(d) Usage
Necessary for our legitimate
interests (to develop our
products/services and grow our
business)
(e) Profile
Any other purpose disclosed by us
when you provide the personal data
As applicable
(a) Performance of a contract with
you
(b) Necessary to comply with a legal
obligation
MARKETING
We strive to provide you with choices regarding certain personal data uses, particularly
around marketing and advertising.
Direct Marketing by the Company If you do not wish to have your personal data used by
the Company to promote our own or third parties' products or services, you can opt-out
by contacting us. If we have sent you a promotional e-mail, you may send us a return e-
mail asking to be omitted from future e-mail distributions. This opt out does not apply to
information provided to the Company as a result of a product or service purchase,
product service experience or other transactions.
Targeted Advertising. If you do not want us to use information that we collect or that you
provide to us to deliver advertisements according to our advertisers' target-audience
preferences, you can opt-out by Contacting us.
PROMOTIONAL OFFERS FROM US
We may use your Identity, Contact, Technical, Usage and Profile Data and Special
Categories of Personal Data to form a view on what we think you may want or need, or
what may be of interest to you. This is how we decide which products, services and
offers may be relevant for you (we call this marketing).
You will receive marketing communications from us if you have requested information
from us or purchased goods or services from us or if you provided us with your details
when you entered a competition or registered for a promotion and, in each case, you
have not opted out of receiving that marketing.
THIRD-PARTY MARKETING
We never share your personal data with any company outside the Company for
marketing purposes. If we ever share your personal data with any company outside the
Company will get your express opt-in consent before we share your personal data with
any company outside the Company for marketing purposes. We do not control third
parties' collection or use of your information to serve interest-based advertising.
However, these third parties may provide you with ways to choose not to have your
information collected or used in this way.
OPTING OUT
You can ask us or third parties to stop sending you marketing messages at any time by
logging into the website and checking or unchecking relevant boxes to adjust your
marketing preferences or by following the opt-out links on any marketing message sent
to you or by contacting us at any time.
Where you opt out of receiving these marketing messages, this will not apply to
personal data provided to us as a result of a product/service purchase, warranty
registration, product/service experience or other transactions.
COOKIES
You can set your browser to refuse all or some browser cookies, or to alert you when
websites set or access cookies. If you disable or refuse cookies, please note that some
parts of our Sites may become inaccessible or not function properly. For more
information about the cookies we use, please see Section 3 How is your Personal
Data collected above.
LOCATION INFORMATION
You can choose whether or not to allow our Sites to collect and use real-time
information about your device's location through the device's privacy settings. If you
block the use of location information, some parts of our Sites may then be inaccessible
or not function properly.
CHANGE OF PURPOSE
We will only use your personal data for the purposes for which we collected it, unless
we reasonably consider that we need to use it for another reason and that reason is
compatible with the original purpose. If you wish to get an explanation as to how the
processing for the new purpose is compatible with the original purpose, please contact
us.
If we need to use your personal data for an unrelated purpose, we will notify you and we
will explain the legal basis which allows us to do so.
Please note that we may process your personal data without your knowledge or
consent, in compliance with the above rules, where this is required or permitted by law.
5.DISCLOSURES OF YOUR PERSONAL DATA
We may have to share your personal data with the parties set out below for the
purposes set out in the table in paragraph 4 above.
Internal Third Parties as set out in Section 10 Glossary below.
External Third Parties as set out in Section 10 Glossary below.
Third parties listed in the table in Section 4 How we use your Personal Data
above;
Third parties to whom we may choose to sell, transfer, or merge parts of our
business or our assets. Alternatively, we may seek to acquire other businesses
or merge with them. If a change happens to our business, then the new owners
may use your personal data in the same way as set out in this Privacy Policy.
To a third party you nominate to fulfil the purpose for which you provide it. For
example, if you give us an e-mail address to use the "e-mail a friend" feature of
our Sites or you nominate another person to become a secondary member in
family account, we will transmit the contents of that e-mail and your e-mail
address to the recipients.
We require all third parties to respect the security of your personal data and to treat it in
accordance with the law. We do not allow our third-party service providers to use your
personal data for their own purposes and only permit them to process your personal
data for specified purposes and in accordance with our instructions.
6.INTERNATIONAL TRANSFERS
We share your personal data within the Company. This will involve transferring your
data outside the European Economic Area (EEA).
We ensure your personal data is protected by requiring all our group companies to
follow the same rules when processing your personal data.
Many of our external third parties are based outside the European Economic Area
(EEA) so their processing of your personal data will involve a transfer of data outside
the EEA.
Whenever we transfer your personal data out of the EEA, we ensure a similar degree of
protection is afforded to it by ensuring at least one of the following safeguards is
implemented:
We will only transfer your personal data to countries that have been deemed to
provide an adequate level of protection for personal data by the European
Commission.
Where we use certain service providers, we may use specific contracts which
give personal data the same protection it has in Europe.
Where we use providers based in the US, we may transfer data to them if they
are part of the Privacy shield which requires them to provide similar protection to
personal data shared between Europe and the US.
Please contact us if you want further information on the specific mechanism used by us
when transferring your personal data out of the EEA.
7.DATA SECURITY
We have put in place appropriate security measures to prevent your personal data from
being accidentally lost, used or accessed in an unauthorised way, altered or disclosed.
In addition, we limit access to your personal data to those employees, agents,
contractors and other third parties who have a business need to know. They will only
process your personal data on our instructions and they are subject to a duty of
confidentiality.
We have put in place procedures to deal with any suspected personal data breach and
will notify you and any applicable regulator of a breach where we are legally required to
do so.
8.DATA RETENTION
HOW LONG WILL YOU USE MY PERSONAL DATA FOR?
We will only retain your personal data for as long as necessary to fulfil the purposes we
collected it for, including for the purposes of satisfying any legal, accounting, or
reporting requirements.
To determine the appropriate retention period for personal data, we consider the
amount, nature, and sensitivity of the personal data, the potential risk of harm from
unauthorised use or disclosure of your personal data, the purposes for which we
process your personal data and whether we can achieve those purposes through other
means, and the applicable legal requirements.
In some circumstances we may anonymise your personal data (so that it can no longer
be associated with you) for research or statistical purposes in which case we may use
this information indefinitely without further notice to you.
9.YOUR LEGAL RIGHTS
Under certain circumstances, you have rights under data protection laws in relation to
your personal data. These include the following (see section 10 Glossary below):
Request access to your personal data
Request correction of your personal data.
Request erasure of your personal data.
Object to processing of your personal data.
Request restriction of processing your personal data.
Request transfer of your personal data.
Right to withdraw consent.
If you wish to exercise any of the rights set out above, please contact us.
NO FEE USUALLY REQUIRED
You will not have to pay a fee to access your personal data (or to exercise any of the
other rights). However, we may charge a reasonable fee if your request is clearly
unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your
request in these circumstances.
WHAT WE MAY NEED FROM YOU
We may need to request specific information from you to help us confirm your identity
and ensure your right to access your personal data (or to exercise any of your other
rights). This is a security measure to ensure that personal data is not disclosed to any
person who has no right to receive it. We may also contact you to ask you for further
information in relation to your request to speed up our response.
TIME LIMIT TO RESPOND
We try to respond to all legitimate requests within one month. Occasionally it may take
us longer than a month if your request is particularly complex or you have made a
number of requests. In this case, we will notify you and keep you updated.
10.GLOSSARY
LAWFUL BASIS
Legitimate Interest means the interest of our business in conducting and managing our
business to enable us to give you the best service/product and the best and most
secure experience. We make sure we consider and balance any potential impact on you
(both positive and negative) and your rights before we process your personal data for
our legitimate interests. We do not use your personal data for activities where our
interests are overridden by the impact on you (unless we have your consent or are
otherwise required or permitted to by law). You can obtain further information about how
we assess our legitimate interests against any potential impact on you in respect of
specific activities by contacting us.
Performance of Contract means processing your data where it is necessary for the
performance of a contract to which you are a party or to take steps at your request
before entering into such a contract.
Comply with a legal or regulatory obligation means processing your personal data
where it is necessary for compliance with a legal or regulatory obligation that we are
subject to.
THIRD PARTIES
INTERNAL THIRD PARTIES
Our companies, their subsidiaries and affiliates acting as joint controllers or processors
who provide IT and system administration services and undertake reporting.
EXTERNAL THIRD PARTIES
Service providers acting as processors who provide IT and system administration
services or who we use to support our business and who are bound by
contractual obligations to keep personal data confidential and secure and use it
only for the purposes for which we disclose it to them.
Professional advisers acting as processors or joint controllers including lawyers,
bankers, auditors and insurers who provide consultancy, banking, legal,
insurance and accounting services.
HM Revenue & Customs, regulators and other authorities acting as processors
or joint controllers who require reporting of processing activities in certain
circumstances.
Any other party, their subsidiaries and affiliates which we have contracted with to
provide you with a service and/or product.
YOUR LEGAL RIGHTS
You have the right to:
Request access to your personal data (commonly known as a "data subject
access request"). This enables you to receive a copy of the personal data we
hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you. This enables you
to have any incomplete or inaccurate data we hold about you corrected, though
we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or
remove personal data where there is no good reason for us continuing to process
it. You also have the right to ask us to delete or remove your personal data
where you have successfully exercised your right to object to processing (see
below), where we may have processed your information unlawfully or where we
are required to erase your personal data to comply with local law. Note, however,
that we may not always be able to comply with your request of erasure for
specific legal reasons which will be notified to you, if applicable, at the time of
your request.
Object to processing of your personal data where we are relying on a legitimate
interest (or those of a third party) and there is something about your particular
situation which makes you want to object to processing on this ground as you
feel it impacts on your fundamental rights and freedoms. You also have the right
to object where we are processing your personal data for direct marketing
purposes.
Request restriction of processing of your personal data. This enables you to ask
us to suspend the processing of your personal data in the following scenarios: (a)
if you want us to establish the data’s accuracy; (b) where our use of the data is
unlawful but you do not want us to erase it; (c) where you need us to hold the
data even if we no longer require it as you need it to establish, exercise or defend
legal claims; or (d) you have objected to our use of your data but we need to
verify whether we have overriding legitimate grounds to use it.
Request the transfer of your personal data to you or to a third party. We will
provide to you, or a third party you have chosen, your personal data in a
structured, commonly used, machine-readable format. Note that this right only
applies to automated information which you initially provided consent for us to
use or where we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your
personal data. However, this will not affect the lawfulness of any processing
carried out before you withdraw your consent. If you withdraw your consent, we
may not be able to provide certain products or services to you. We will advise
you if this is the case at the time you withdraw your consent.